A TIME OF CHANGE IN ILLINOIS HEALTHCARE
- ACA implementation and outreach efforts are creating a culture of coverage
- Medicaid Coordinated Care programs will enroll at least 50% of Medicaid members by 2015
- Community Health Workers are getting recognition and certification
- The 1115 waiver proposal is starting to reshape Illinois’ approach to the Medicaid delivery system
- The Balancing Incentives Program is leading more people to be served in their homes and communities
Obamacare in 165 Seconds
Reforming the U.S. healthcare system is a big undertaking, and much is written and said about it. You can learn a great deal by browsing the topics on Illinois Health Matters. But this brief little video, done in the style of “Blues Clues,” accurately explains the key issues.
“Citizen Primer” was developed at Northwestern University to counter common misconceptions about national issues. You can help them and IHM counter more misconceptions about the Affordable Care Act by staying informed.
Myths & Facts
MYTH: “ACA plans are not affordable”
FACT: The ACA makes health insurance more affordable by providing financial assistance based on income. Four out of five people who bought a plan on the marketplace received financial assistance, in the form of tax credits and cost sharing subsidies. The law also protects consumers from high costs by placing caps on consumer out-of-pocket spending.
MYTH: “Because of the ACA I’m going to lose Medicare benefits”
FACT: Medicare benefits will not be altered or cut due to the ACA. No Medicare money is being transferred to the ACA. The projections of reduced Medicare spending are based on cost-saving reforms in Medicare payments to doctors and hospitals. No cuts are being made to benefits. In fact, the ACA adds new benefits for seniors, including an annual wellness visit; and it will gradually eliminate the gap in coverage for prescription drugs.
MYTH: “People are losing good insurance plans because of the ACA”
FACT: The Affordable Care Act outlawed plans that did not provide a minimum level of coverage. Such plans seemed like a bargain because of the low monthly premiums, but if the patient had a serious illness or injury, the plan would only pay a tiny fraction of the cost, leaving them at risk for bankruptcy. Medical bills account for more than half of all U.S. bankruptcies.
Tools at your fingertips
|ACA for Lawyers||ACA Timeline|
|Data Matters||Our Blog|
|For Consumers||For Providers|
|Myths & Facts||About IHM|
|Word of the Week||Popular at IHM|
|In Your Language||Contact us|
|For enrollment specialists|
|Resource Repository ||HelpHub|