Your Source for Health Reform

Topic: Small Business



The ACA defines a small business as one with fewer than 50 FTE employees. Small employers, although they are the prime drivers of job creation and economic growth, have faced barriers to providing health insurance for their workers. They can now buy insurance on the SHOP, and may qualify for tax credits to help them provide employee coverage.


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What the ACA Means for Your Small Business

This is the first in a series of webinars for small business conducted by the Illinois Health Matters Small Business Initiative. Watch and take a closer look at how the Affordable Care Act can help you and your employees get covered. Although open enrollment ends on March 31, there is still time to learn and assist employees in exploring their healthcare coverage options. (more…)

The ACA: Improving Incentives for Entrepreneurship and Self-Employment

This policy brief estimated that the number of self-employed Americans would be 1.5 million higher in 2014 because of the Affordable Care Act. Beginning next year, access to high-quality, subsidized health insurance coverage will no longer be exclusively tied to employment, which could lead people to pursue their own businesses as self-employed entrepreneurs. (more…)

Small Business Provisions of the ACA

This July 2013 fact sheet from the federal Small Business Administration details the provisions of the Affordable Care Act that will help small businesses by lowering premium cost growth and increasing access to quality, affordable health insurance. It also linkts additional resources from the IRS, the Department of Labor, and HealthCare.gov.

Infographic: ACA Impact on Self Employment

This infographic by the Robert Wood Johnson Foundation shows how the ACA is estimated to significantly increase the number of people who start their own businesses. 1.5 million additional people are expected to become self-employed because of protections or benefits offered by the act. The ACA relieves “job lock,” when people stay in jobs because their health insurance coverage is tied to their employment status.

ACA 101: What It Means for Small Businesses

These are slides from a webinar the Small Business Administration presented in 2013 entitled “Affordable Care Act 101: What The Health Care Law Means for Small Businesses.” The presentation covered the basics of the act and what it means for small business owners, including insurance reforms, the small business health care tax credit, the health insurance Marketplaces (also known as “Exchanges”), and the nature and scope of the employer shared responsibility provisions.

Info For Small Businesses: The Facts on the New Health Law

This January 2012 brochure from HHS summarizes the salient features of the Affordable Care Act from the standpoint of its implications for small busines owners.

What’s in Reform for Women-Owned Small Businesses?

An October 2011 resource from the Small Business Majority that gives a breakdown of the ACA provisions that make it easier for women-owned small businesses to provide health insurance.

Small Business Exchanges: Opportunities and Challenges

A February 2012 webinar presented by the Commonwealth Fund examined how the Affordable Care Act’s Small Business Health Options Program, or SHOP, will make it easier for small employers to offer affordable health plans through new state insurance exchanges. Slides from all four presentations are available. (more…)

Illinois Small Business Owners’ Views on Implementing the Affordable Care Act

A June 2012 Opinion Poll by the Small Business Majority found that once Illinois small business owners hear more about the healthcare law, their support for keeping it intact — either as is or with minor changes — rises to 68%, while the desire for it to be overturned drops to 14%. The poll was conducted in eight states with diverse political profiles. It also revealed a strong interest in workplace wellness programs, if they would help lower coverage costs.

Employee Health Benefits: Access and Coverage Trends

This 2010 issue brief from the Employee Benefit Research Institute looks at trends in employment-based health benefits during 1997-2010. This are the most common form of health insurance in the United States, but during this period the proportion of workers with health coverage has been declining.

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