Your Source for Health Reform

Topic: SHOP

The Small Business Health Options Program, or SHOP, is a marketplace that helps small businesses provide health coverage to their employees. Employers with 50 or fewer full-time-equivalent employees can buy employee coverage on the SHOP through a broker or agent, and those with fewer than 25 employees may qualify for tax credits.

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SHOP Application Form for Small Business Employees

CMS released sample SHOP applications that employees of small businesses will use to apply for coverage if they are eligible to get SHOP health coverage from their employer. (There are two print versions of the SHOP application: this one for the small business employee, and another one for the small business owner.)

ACA 101: What It Means for Small Businesses

These are slides from a webinar the Small Business Administration presented in 2013 entitled “Affordable Care Act 101: What The Health Care Law Means for Small Businesses.” The presentation covered the basics of the act and what it means for small business owners, including insurance reforms, the small business health care tax credit, the health insurance Marketplaces (also known as “Exchanges”), and the nature and scope of the employer shared responsibility provisions.

SHOPping Around: A Roadmap to Setting up Health Care Exchanges for Small Business

This 60-page report was intended to provide guidance for states, policymakers, health reform advocates, and small-business leaders as they began to implement state SHOP exchanges for small business. The fundamental mission of SHOPs is to create a well-functioning health insurance marketplace providing an array of affordable, high-quality health insurance plans for small businesses and their employees. This report, prepared in 2011 by the Center for American Progress and the Small Business Majority, presents an overview of the problems small businesses face in affording health care and addresses the details of the SHOP exchange and how it will help.

Small Business Exchanges: Opportunities and Challenges

A February 2012 webinar presented by the Commonwealth Fund examined how the Affordable Care Act’s Small Business Health Options Program, or SHOP, will make it easier for small employers to offer affordable health plans through new state insurance exchanges. Slides from all four presentations are available. (more…)

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