Your Source for Health Reform

Topic: Marketplace

The ACA created health insurance marketplaces where people can purchase health plans available in their state. Consumers and small businesses can purchase insurance online at or through other means, such as insurance companies or brokers.

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Designing a Marketplace

This resource from the Center on Budget and Policy Priorities helps design a marketplace based on information gathered from policies and data collected from research data sets and Marketplace materials, which can be used to tailor the marketplace based on state-based Marketplace, state sartnership Marketplace, and state-based SHOP.

ACA Guides for Farmworker Families

These fact sheets from Farmworker Justice provide basic information on health insurance options for farmworkers and their family members who may be eligible for tax credits, as well as providing information about the health insurance requirement (the “minimum essential coverage” provision). The fact sheets are available in English and Spanish. (more…)

American Experience in the Marketplace

This January 2014 brief describes survey results collected by the Commonwealth Fund regarding the American experience in the health insurance marketplace during the first 3 months of open enrollment. A majority of respondents say they are determined to gain coverage by the end of this year’s open enrollment period.

Young Adult Participation in Health Insurance Marketplace

The Commonwealth Fund examines the importance of young adult utilization of the ACA marketplace in this February 2014 brief, and finds health status to be more important than age.

Buying Children’s Dental Coverage on the Marketplace

Of all the provisions in the Affordable Care Act, the children’s dental benefit can be most confusing to families. This guide produced by Families USA and the Children’s Dental Health Project uses eight frequently asked questions to help parents understand how this benefit works.

Reporting Your Income on the Marketplace

This resource from Consumers Union will explain how to report your income when filing your ACA application to buy health insurance on your state’s Marketplace, and how to verify your income down the road.

Illinois Marketplace Plan Comparison Tool

This interactive tool from Consumers’ CHECKBOOK takes you through a few simple steps to find the best health plan for someone like you. Find every plan available to you in the Marketplace compared on total estimated cost (not just premiums or deductibles), plan quality, doctor availability, and other factors.

Differences between Platinum, Gold, Silver, and Bronze Plans

The health insurance Marketplace groups plans into 4 different categories, or metal levels, based upon how much insurance pays towards health care costs. This fact sheet from Families USA explains the differences between these categories.

Catastrophic Health Insurance Fact Sheet

In addition to platinum, gold, silver, and bronze plans, health insurance marketplaces with sell “catastrophic” health plans. Catastrophic plans pay for even less of your health costs than bronze plans, but have low monthly fees. This fact sheet from Families USA provides further detail on how Catastrophic health plans are different than other plans, info on financial assistance, and whether a person may qualify.

Glossary of Health Care Coverage Terms

This glossary from the Department of Labor explains important terms for consumers related to health insurance coverage. It also provides an example explanation of cost sharing.

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