Your Source for Health Reform

Topic: Keeping Coverage



The steps you need to take in order to keep the insurance you purchased on the health insurance marketplace include paying premiums, keeping information up to date, and renewing coverage every year.


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Now that You’re Covered

This July 2015 fact sheet from the Small Business Health Collaborative outlines tips for the newly insured so that they can get the most out of their health insurance plans. Community organizations and brokers can share with consumers who are new to health insurance coverage.

Health Insurance Vocab

This July 2015 fact sheet from Health & Disability Advocates defines important health insurance terms. Community organizations and brokers can share with the newly insured.

Responding to Medicaid Redeterminations

Illinois residents who receive Medicaid or All-Kids must complete a redetermination to continue their coverage. This June 2014 FAQ from the Illinois Department of Healthcare and Family Services outlines the redetermination process. The FAQ lists the hotline number to call with questions or problems.

Health Literacy Overview

The Alliance for Health Reform summarizes major studies measuring health knowledge and lists websites and experts for further review in this January 2015 issue brief.

Reasons to Avoid Auto-Enrollment

Individuals who used the health insurance marketplace to enroll in a health insurance plan for 2014 will be automatically enrolled in the same plan unless they select a different marketplace option during the 2015 enrollment period. This November 2014 issue brief from the Center on Budget and Policy Priorities explains why it may be in a person’s best interest to complete a new application for the 2015 enrollment period. Those who do not complete a new application may receive a smaller premium tax credit and re-enroll in a plan that has a higher premium. Examples are provided.

5 Steps to Stay Covered

Once you have health coverage through the marketplace, it is important to review your plan and your health care needs in order to decide whether you need to change your plan for 2015. This CMS handout is full of tips to help you decide by December 15, 2014, whether you need to change your coverage, and to make sure you get the right coverage at the best price.

7 Things to Know About Reporting a Life Change

Once you have Marketplace coverage, it’s important to make sure your information stays up to date. This information may change the coverage or savings you’re eligible for. It’s important to report life changes to the Marketplace right away. This July 2014 fact sheet from HealthCare.gov gives you all the details.

How to Keep Marketplace Health Insurance

This Families USA fact sheet explains the steps needed to keep health insurance purchased on the health insurance marketplace. These steps include paying premiums, keeping information up to date, and renewing coverage every year.

What to Do After You Buy Health Insurance

This Families USA fact sheet gives the basics of getting to know your benefits, paying premiums, finding providers, and how to get questions answered about health insurance.

Reporting Your Income on the Marketplace

This resource from Consumers Union will explain how to report your income when filing your ACA application to buy health insurance on your state’s Marketplace, and how to verify your income down the road.

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