Your Source for Health Reform

Topic: Financial Assistance



Financial assistance is available to lower- and middle-income people buying plans on the Marketplace in the form of tax credits and cost-sharing reductions. People with income up to four times the federal poverty level can pay reduced premiums, and those with income below 250% can have lower out-of-pocket costs, such as deductibles and copays. About 80% of people enrolling in first round qualified for assistance.


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Getting Ready for Tax Day

This January 2016 blog post from the HealthCare.gov CEO lays out what consumers should expect in the second tax-filing season under the ACA. The post details processes for consumers with Marketplace insurance; consumers with Medicaid, Medicare or employer-sponsored insurance; and for those without coverage.

Shop to Renew During Open Enrollment

This October 2015 blog post from the Center on Health Insurance Reforms explains the importance of exploring health insurance options when keeping coverage during the general enrollment period.

Black Friday Health Insurance Discounts

This YouTube video from HealthCare.gov explains how cost-sharing reductions for ACA marketplace plans work and who qualifies.

Young, Invincible…and Insured!

This November 2015 article from Kaiser Health News reviews five things that the uninsured ages 18-31 should consider when getting health coverage in Open Enrollment number three. The article addresses common reasons that a young adult would not buy health insurance.

Coverage is Good Medicine

This pocket card from Doctors America gives health care providers a script to discuss health insurance with their clients. The pocket card, updated for 2014-2015, answers common questions that patients may have about the benefits of health insurance.

5 Pointers for Marketplace Shoppers

This October 2015 explainer from the Commonwealth Fund shares tips for consumers to consider when exploring their health coverage options during Open Enrollment number three.

Choosing the Right Level of Coverage

This October 2015 fact sheet from Consumer’s Union explains what the Marketplace’s metal levels mean and how consumers can use the information to compare plans.

Every Little Thing You Do is MAGI

This October 2015 guide from the National Health Law Program explains the new income counting and household composition rules used when applying for health insurance. MAGI is used to determine eligibility for Medicaid and premium tax credits.

Talking Up Obamacare

Using this October 2015 communication guide from Enroll America, Enrollment Assisters can lead effective outreach for the Affordable Care Act. The guide identifies major talking points for assisters and what language to avoid.

Keeping Financial Assistance

This October 2015 FAQ from the Center on Budget and Policy Priorities explains how the Marketplace will automatically renew eligibility for advance premium tax credits. The resource identifies best practices for consumers to stay covered on the most economical plan.

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