Your Source for Health Reform

Topic: Consumer Info

All informational resources are not alike. Some analyze the effects of reform on the nation or the economy, or give detailed guidance to lawyers, brokers and navigators on the fine points of the law and the regulations surrounding it. But there are many valuable resources like charts and fact sheets that explain in simple language what you need to know to make the best decisions for yourself, your family, or your small business.

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Differences between Platinum, Gold, Silver, and Bronze Plans

The health insurance Marketplace groups plans into 4 different categories, or metal levels, based upon how much insurance pays towards health care costs. This fact sheet from Families USA explains the differences between these categories.

Catastrophic Health Insurance Fact Sheet

In addition to platinum, gold, silver, and bronze plans, health insurance marketplaces with sell “catastrophic” health plans. Catastrophic plans pay for even less of your health costs than bronze plans, but have low monthly fees. This fact sheet from Families USA provides further detail on how Catastrophic health plans are different than other plans, info on financial assistance, and whether a person may qualify.

Glossary of Health Care Coverage Terms

This glossary from the Department of Labor explains important terms for consumers related to health insurance coverage. It also provides an example explanation of cost sharing.

Health Law Answers Tool

This interactive tool from AARP generates consumer specific reports tailored to the reader. Use this to find out how the Affordable Care Act impacts you.

Health Cost Estimator

This tool from the National Health Council helps consumers estimate health costs each year based upon costs of insurance, care, and medications.

Detailed Marketplace Application Checklist

The Marketplace offers plans with different levels of coverage and price. This checklist from the National Health Council helps you select the plan that is the best match for your expected health needs by balancing medical needs and budget.

Understanding the Requirement to Have Health Insurance

This 2013 fact sheet from Families USA answers common questions about the ACA’s requirement that everyone must have health insurance that covers their basic health needs.

Illinois Health Insurance 101

Knowing the facts can make all the difference. To make the most of new choices, protections and financial help, you need good information. This guide from Illinois PIRG and the U.S. Education Fund can help you find quality coverage that won’t break the bank.

Get the FAQs about Health Reform

This searchable page of FAQs from the Kaiser Family Foundation is meant to help consumers better understand the Affordable Care Act, also known as Obamacare. The more than 150 questions and answers are organized into more than a dozen sections, and provide guidance about how the law applies to people in various circumstances. The questions address such topics as “Who is eligible for Marketplace premium tax credits?” and “What is a grandfathered plan? How do I know if I have one?”

Healthcare Jeopardy 2013

This game was created by the same folks who helped train ACA Navigators to assist people in getting covered in Illinois. Play it to see what you know about the new law and the Health Insurance Marketplace.

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