Your Source for Health Reform

Topic: Consumer Info

All informational resources are not alike. Some analyze the effects of reform on the nation or the economy, or give detailed guidance to lawyers, brokers and navigators on the fine points of the law and the regulations surrounding it. But there are many valuable resources like charts and fact sheets that explain in simple language what you need to know to make the best decisions for yourself, your family, or your small business.

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The Premium Tax Credit

The tax credit can help make purchasing health insurance coverage more affordable for people with moderate incomes who buy insurance coverage through the Health Insurance Marketplace. This guide from the IRS explains how to determine whether you are eligible, choosing whether to take the credit now or later, and how to claim the credit on your federal tax return.

Need to Know: Provider Networks

This fact sheet from CMS explains how provider networks work, how to find out if your doctor is in your network, what plans use provider networks, and the differences among various types of networks.

Special Enrollment Periods Explained

This IHM-original guide explains the opportunities people have to enroll in health coverage outside of open enrollment periods.

Preventive Health Benefits, What Are Those?

Most health plans must cover a set of preventive services like shots and screening tests at no cost to you, even if you haven’t met your yearly deductible. This fact sheet from lists exactly what those services are and who is eligible for each one, with links to more detailed materials.

How to Check the Status of Your Medicaid Application

This fact sheet from Get Covered Illinois explains the process of checking the status of a Medicaid Application submitted through the call center or the ABE website within Illinois.

ACA Guides for Farmworker Families

These fact sheets from Farmworker Justice provide basic information on health insurance options for farmworkers and their family members who may be eligible for tax credits, as well as providing information about the health insurance requirement (the “minimum essential coverage” provision). The fact sheets are available in English and Spanish. (more…)

Creating a Account

This short set of slides, intended to guide consumers through the process of setting up an account on the Health Insurance Marketplace, shows you what you need to have ready, and the simple steps it takes to create the account.

Buying Children’s Dental Coverage on the Marketplace

Of all the provisions in the Affordable Care Act, the children’s dental benefit can be most confusing to families. This guide produced by Families USA and the Children’s Dental Health Project uses eight frequently asked questions to help parents understand how this benefit works.

Reporting Your Income on the Marketplace

This resource from Consumers Union will explain how to report your income when filing your ACA application to buy health insurance on your state’s Marketplace, and how to verify your income down the road.

Illinois Marketplace Plan Comparison Tool

This interactive tool from Consumers’ CHECKBOOK takes you through a few simple steps to find the best health plan for someone like you. Find every plan available to you in the Marketplace compared on total estimated cost (not just premiums or deductibles), plan quality, doctor availability, and other factors.

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