Your Source for Health Reform

Topic: Business

Health insurance for working people and their dependents in the United States has primarily been provided by employers, and critics of health reform efforts have claimed that reform represented a threat to business and the economy. The ACA requires that employers with 50 or more FTEs provide affordable health insurance to their employees.

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The ACA in Illinois, 2012 – Infographic

This March 2012 infographic by Crain’s Chicago Business took a look at how Illinois was faring under the landmark law.

Review of the Health Care Climate in Illinois

This September 2011 review was carried out by Deloitte Consulting as background research to support the state of Illinois in the development of its health insurance exchange. (more…)

2011 Illinois Health Care Market Facts

This July 2011 infographic from Crain’s Chicago Business presents key health care market statistics for Illinois, based on data from the Metropolitan Chicago Healthcare Council. It highlights an estimated 407,000 Chicago-area jobs to be supported by hospitals, hospital operations and hospital construction.

SHOPping Around: A Roadmap to Setting up Health Care Exchanges for Small Business

This 60-page report was intended to provide guidance for states, policymakers, health reform advocates, and small-business leaders as they began to implement state SHOP exchanges for small business. The fundamental mission of SHOPs is to create a well-functioning health insurance marketplace providing an array of affordable, high-quality health insurance plans for small businesses and their employees. This report, prepared in 2011 by the Center for American Progress and the Small Business Majority, presents an overview of the problems small businesses face in affording health care and addresses the details of the SHOP exchange and how it will help.

Impact of Repealing Health Reform’s Maintenance of Effort Provision

This February 2011 issue brief by the Center on Budget and Policy Priority showed that repealing health reform’s maintenance of effort provision could cause millions of children, parents, seniors, and people with disabilities to lose coverage, and would also bring about the loss of jobs.

Without Reform Past High Premiums Will Be the Future

This January 2011 HHS report from the Kaiser Family Foundation demonstrates that without reform health insurance premiums paid by consumers and employers would be higher in the short and long run. Under the ACA some families can save up to $14,900 a year, and tax credits will save small businesses $6 billion over two years. The full title is “Health Insurance Premiums: Past High Costs Will Become the Present and Future Without Health Reform.”

Illinois Small Business Owners’ Views on Implementing the Affordable Care Act

A June 2012 Opinion Poll by the Small Business Majority found that once Illinois small business owners hear more about the healthcare law, their support for keeping it intact — either as is or with minor changes — rises to 68%, while the desire for it to be overturned drops to 14%. The poll was conducted in eight states with diverse political profiles. It also revealed a strong interest in workplace wellness programs, if they would help lower coverage costs.

Your Bottom Line: What Health Reform Means for Illinois Small Businesses

This presentation by the Small Business Majority, Campaign for Better Health Care and HHS lays out the key benefits of health reform for small businesses, including a competitive marketplace and immediate tax credits, and describes other immediate and longer-term benefits.

The Impact of the Recession on Workers’ Health Coverage

This April 2011 issue brief from the Employee Benefit Research Institute summarizes the toll the 2007–09 recession took on the percentage of the population with employment-based health coverage. Although percentage of individuals under age 65 with employment-based health coverage has been slowly eroding, 2009 was the first year in which it fell below 60%, marking the largest one-year decline in coverage.

The 1099 Provision

This February 2011 Health Affairs policy brief discusses a tax-reporting requirement for businesses, designed to raise revenues to finance health reform, which was now likely to be repealed. The “so-called 1099 provision doesn’t have anything directly to do with health care per se, but was designed to capture tax revenues that may be lost if businesses fail to report income. However, lawmakers from both parties and the Obama administration now support repealing the measure on the ground that it would place an undue burden on business, especially small businesses.”

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