Your Source for Health Reform

Topic: Business


Health insurance for working people and their dependents in the United States has primarily been provided by employers, and critics of health reform efforts have claimed that reform represented a threat to business and the economy. The ACA requires that employers with 50 or more FTEs provide affordable health insurance to their employees.


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The New Shared Responsibility Provision 

This October 2015 flow chart from the Kaiser Family Foundation identifies whether an employer will be subject to penalties for not offering health coverage for their employees in 2016.

Is the Affordable Care Act Working?

This October 2014 interactive infographic from the New York Times answers key questions regarding the performance of the ACA based on measures of consumer experience, the level of uninsured, and the economic impact of the law on the healthcare industry. (more…)

What the ACA Means for Your Small Business

This is the first in a series of webinars for small business conducted by the Illinois Health Matters Small Business Initiative. Watch and take a closer look at how the Affordable Care Act can help you and your employees get covered. Although open enrollment ends on March 31, there is still time to learn and assist employees in exploring their healthcare coverage options. (more…)

The ACA: Improving Incentives for Entrepreneurship and Self-Employment

This policy brief estimated that the number of self-employed Americans would be 1.5 million higher in 2014 because of the Affordable Care Act. Beginning next year, access to high-quality, subsidized health insurance coverage will no longer be exclusively tied to employment, which could lead people to pursue their own businesses as self-employed entrepreneurs. (more…)

Infographic: ACA Impact on Self Employment

This infographic by the Robert Wood Johnson Foundation shows how the ACA is estimated to significantly increase the number of people who start their own businesses. 1.5 million additional people are expected to become self-employed because of protections or benefits offered by the act. The ACA relieves “job lock,” when people stay in jobs because their health insurance coverage is tied to their employment status.

Info For Small Businesses: The Facts on the New Health Law

This January 2012 brochure from HHS summarizes the salient features of the Affordable Care Act from the standpoint of its implications for small busines owners.

Illinois Health Market Review 2012: “Strong profits”

Illinois health plans and hospital systems enjoyed strong profits. However, inpatient hospital days are dropping even while hospitals systems invest heavily in new facilities. Highlights of findings reported in Illinois Health Market Review 2012, Allan Baumgarten’s 12th annual report analyzing trends in Illinois health care markets and organizations.

Health and Entrepreneurship: Leveraging the ACA to Build your Business

This presentation by Health & Disability Advocates at Chicago Ideas Week 2012 describes the economic value of the ACA’s tapping of pent-up demand for coverage, and the opportunities it creates for entrepreneurs who adopt a post-2014 business model.

Implications of the Affordable Care Act for American Business

Critics frequently characterize the ACA as a threat to American business and to the survival of employer-based health insurance. But objective analysis of the ACA’s impact on coverage and costs demonstrates the opposite. In fact, the ACA’s requirements have a negligible impact on total employer-sponsored coverage and its costs. This policy brief from the Urban Institute focuses particularly on the impact of the law’s penalties on mid-size and large employers not offering coverage or offering unaffordable or inadequate coverage.

States’ Service Cuts Are Harming the Economy

This April 2012 report from the Center on Budget and Policy Priorities states that state budget gaps of the previous five years led to $290 billion in cuts to public services and $100 billion in tax and fee increases, actions which lengthened the recession and slowed recovery. The full title of the report is “Out of Balance: Cuts in Services Have Been States’ Primary Response to Budget Gaps, Harming the Nation’s Economy.”

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