Your Source for Health Reform

Making Health Insurance Cost-Sharing Clear to Consumers

Making Health Insurance Cost-Sharing Clear to Consumers

A Consumers Union study of consumers’ initial reactions to the new health insurance disclosure form found that they were able to use it to make hypothetical choices among health plans but also revealed a deep-seated confusion and lack of confidence with respect to health plan cost-sharing. The form is called the Summary of Benefits and Coverage. The findings are reported in a February 2011 Commonwealth Fund brief.