Your Source for Health Reform

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The latest useful materials on how health reform is affecting Illinois, to help you navigate the changing landscape.


RESOURCES FOR YOU

 Q:   Women at Risk, and How the ACA Will Help This May 2011 study by the Commonwealth Fund explores Why increasing numbers of women are failing to get the health care they need and how the Affordable Care Act will help. It is based on findings from the Commonwealth Fund Biennial Health Insurance Survey of 2010.

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 Q:   The Value of Insurance: the Uninsured and Hospital Bills This May 2011 ASPE research brief from HHS estimates estimates the likelihood that those without health insurance would be able to pay hospital bills. (more…)

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 Q:   Will the ACA Make Health Insurance Affordable? This April 2011 report from the Commonwealth Fund assesses how much "room" people have in their budget, after paying for other necessities, to pay for health care needs. (more…)

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 Q:   New Benefits for Grads and Young Adults If you are leaving school or changing jobs, this HHS fact sheet for young adults shows how you may be eligible for important new benefits that will ensure you get the care you need and deserve. Here are a few ways that the Affordable Care Act can help you.

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 Q:   Young Person's Guide to Health Insurance This brochure, designed for graduating seniors by Families USA and the Illinois PIRG, explains the benefits of health insurance for young adults and provides information on having coverage through ones parents’ plan until age 26, using healthcare.gov, and the new rights and consumer protections young people have under the Affordable Care Act.

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 Q:   Essential Health Benefits and People with Disabilities This issue brief from the Commonwealth Fund examines how the ACA's "essential health benefits" provision will help Americans with disabilities, who currently are subject to discrimination by insurers based on health status and health care need. (more…)

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 Q:   Patient Advocate Foundation The Patient Advocate Foundation provides mediation and arbitration services to patients to remove obstacles to healthcare including medical debt crisis, insurance access issues and employment issues for patients with chronic, debilitating and life-threatening illnesses. Their motto is "Solving Insurance and Healthcare Access Problems."

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 Q:   A Flowchart of How to Get Health Coverage From "Start here - Is employer coverage available?" this one-page, printable flowchart from the Kaiser Family Foundation takes you through a series of yes/no questions to show how coverage determinations are made and what coverage options are available in different circumstances.

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 Q:   The Requirement to Buy Coverage Along with changes to the health insurance system that guarantee access to coverage to everyone regardless of pre-existing health conditions, the Affordable Care Act includes a requirement that many people be insured or pay a penalty. This simple flowchart by the Kaiser Family Foundation illustrates how that requirement (sometimes known as an "individual mandate") works.

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 Q:   State by State Enrollment in the Pre-Existing Condition Insurance Plan This interactive table shows when each state began providing benefits to people accepted into the program and the number of people enrolled. Historical data in the table shows that Illinois had enrolled 943 people in the temporary program by November 2011 and had over 3,500 enrolled at its peak in May 2013. (more…)

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 Q:   The Young Invincibles on Health Care Reform Young Invincibles is a national organization committed to mobilizing and expanding opportunities for young Americans age 18 to 34. Resources, news and fact sheets about health reform's impact on young adults.

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 Q:   Health Insurance Reform – Comparison to Current Illinois Law This 2010 fact sheet from the state Department of Insurance provides a side-by-side comparison of protections under existing Illinois law and those offered by the Affordable Care Act on issues such as pre-existing conditions, out-of-pocket limits and unwarranted rescissions.

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 Q:   Encontrar opciones de seguro (HealthCare.gov in Spanish) Esta herramienta lo ayudará a encontrar el seguro médico que mejor se adapta a sus necesidades, ya sea un seguro privado para individuos, familias y pequeñas empresas o programas públicos que pueden que pueden servirle. Fue creada para ayudar a los consumidores bajo la ley de reforma del seguro médico, la Ley del Cuidado de Salud a Bajo Precio.

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 Q:   Off-Marketplace Insurance Plan Finder This interactive tool at healthcare.gov helps you find and compare private health plans that are available outside the Marketplace. Note that this tool only identifies plans based on basic information you provide. It doesn't let you buy. If you find a plan that meets your needs, you can buy it directly from the insurance company.

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 Q:   Health Insurance Reform Information Center The HIRIC, operated by the state Department of Insurance, is a forum for information on the national health insurance reform and its effects on Illinois. The department posts fact sheets, legislation, and other useful material as they becomes available.

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