Your Source for Health Reform

Impact of High Deductibles on Access to Care

Impact of High Deductibles on Access to Care

While privately insured Americans age 18-64 are satisfied with their plans, a significant minority, including those covered by high-deductible health plans, are greatly impacted by the out-of-pocket cost of health care. They are concerned with the uncertainty of major expenses, skip necessary medical treatment, and experience real financial burden when obtaining health care.

About 1 in 8 privately insured Americans – or more than 16 million people – face major financial hardships such as going without food or using up all of their savings as a result of medical bills. The findings are based on a September 2014 opinion poll by by the Associated Press-NORC Center for Public Affairs.