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Family Ends Long Period without Insurance

Read Keith Moens’s story

Keith Moens

Keith Moens (R)

When CBHC first talked with Keith Moens, he and his family were emerging from a long period without health insurance. Having signed up for health coverage through the newly-opened Health Insurance Marketplace, they were pleased to finally have coverage again.

Now, a year later, they are happy with their Marketplace plan and have recently renewed it.

Before losing their jobs, Keith and his wife never had to worry much about health insurance. It was provided by their employers.

Suddenly, they were faced with several untenable options: paying exorbitant premiums for COBRA, finding a private plan despite Keith’s wife’s preexisting condition, or living without health coverage and paying healthcare costs themselves on a limited budget.

The opening of the Health Insurance Marketplace marked a dramatic improvement for Keith’s family. In late 2013, Jillian Phillips from the Campaign for Better Health Care helped them find an affordable plan covering the care they needed. Because of new regulations under the ACA, no questions about previous medical history prevented them from buying their chosen plan.

Read the full story at the Campaign for Better Healthcare


Illinois Health Matters showcases personal stories that illustrate the difference health reform makes for real people in Illinois. Read more stories