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The ACA Individual Mandate and Related Requirements

The ACA Individual Mandate and Related Requirements

This August 2014 report from the Congressional Research Service describes the ACA requirement for individuals to maintain minimum essential insurance coverage, which could take the form of eligible employer-sponsored coverage, individual coverage, grandfathered health plans, and federal programs such as Medicare and Medicaid, among others. There are some exceptions to the requirement. On July 11, 2013, H.R. 2668, the Fairness for American Families Act, was referred to the House Committee on Ways and Means. H.R. 2668 effectively delays implementation of the individual mandate penalty until 2015. The July 2013 report was updated in May 2014.